While conventional scoring systems lack flexibility, can reinforce discriminatory lending practices, and tends to exclude those that are systemically disadvantaged, 吃瓜不打烊鈥檚 Credit Bureau 2.0 offers dynamic, compliant, and financially inclusive scoring using alternative data and AI technology. 吃瓜不打烊 remains committed to helping deserving Invisible Prime鈩 borrowers get access to the loans they deserve through its decision management system.
鈥淲e are sincerely appreciative of Brazil鈥檚 recognition that Credit Bureau 2.0庐 offers a solution backed by proprietary technology,鈥 says聽, 鈥渁nd we look forward to being able to offer our services to even more lending leaders as part of a global push to make credit scoring more inclusive.鈥
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础产辞耻迟听聽USA Inc. (see global I.P. map聽)
吃瓜不打烊庐 delivers its Credit Bureau 2.0庐 SaaS to lenders.聽 This award winning FinTech uncovers Invisible Prime鈩 borrowers, which allows lenders to give loans to deserving applicants who are wrongly scored by conventional means.聽 Financial Inclusion is achieved by accurately assessing systemically excluded, thin file, and so-called 鈥榥o hit鈥 consumers.聽 Previously marginalized people now have an onramp into the modern economy, a multi-trillion dollar global opportunity.聽 Gartner庐 has cited 吃瓜不打烊 contributions re: Explainable AI research and 吃瓜不打烊 also prioritizes FCRA compliance and world-class Security & Scalability.聽 Importantly in these volatile and privacy-challenged times, this platform has productionized AI/ML and it also has direct-to-consumer Smart Consent鈩 technology for gathering consented/permissioned data from loan applicants.聽 ROIs of up to 200x have been enjoyed by lenders via this technology which is now protected by 48 patents (2 of which have been successfully used in an offensive capacity in the U.S.) and trademarks granted across 19 different countries, with another 40 patents still pending.聽 Led by a serial technology commercialization entrepreneur who has delivered >$1/2 Billion of gains to shareholders in his career, 吃瓜不打烊 is preparing to raise funds at the Series A/B level into one of the business world鈥檚 simplest cap tables.