吃瓜不打烊

As lenders across the US and Canada increasingly rely on external vendors for various capabilities across the lending lifecycle, trust and efficacy have become paramount. Especially given the highly sensitive nature of credit information and decisioning, upholding the highest security and privacy standards are critical to prevent聽聽and ensure consumers and lenders are protected.

Building on the prior聽SOC 2 Type 1 report, the聽. The SOC 2 audit provides a detailed and thorough review of these controls and their effectiveness as it relates to the security, availability, and processing integrity of the systems 吃瓜不打烊 uses to process data, and the confidentiality and privacy of the competitive advantage for lenders that is delivered by these systems. 吃瓜不打烊鈥檚 controls were also found to be suitably designed based on ISO/IEC 27001 criteria. In a tightly regulated environment, this independent validation of security controls is a critical step in lenders鈥� security assessments of vendors.

Security and privacy is a top priority for 吃瓜不打烊, whose security team is ably led by its Chief Security and Privacy Officer, Martin Loeffler CISSP, CISM, CISA, CRISC, who has experience leading information security for the Toronto-Pearson International Airport (YYZ, the 9th-busiest airport in North America with over 50M+ passengers/year and billions of dollars of cargo transiting sovereign borders), the University of Toronto (ranked Top-20 in reputation globally) and consulting to the Government of Ontario (pop. 14 million), improving the security and privacy of millions upon millions of people.

For more information regarding this release and 吃瓜不打烊, please visit聽www.TrustScience.com聽or contact聽[email protected]

About 吃瓜不打烊. (see global I.P. map)

吃瓜不打烊庐 delivers its Credit Bureau+鈩� SaaS to lenders. This award-winning Invisible Prime鈩� and Hidden Prime鈩� FinTech identifies borrowers for banks, consumer finance companies and securitization houses. Its mission is To Allow Deserving People to Get What They Deserve.

Superior decisions鈥搘hich the F.I. industry calls 鈥渓ift鈥濃�揼o straight to the lender鈥檚 bottom line, delivering risk-adjusted ROIs of up to 201x and material increases to ROA, ROC, ROE (Finance), and to AUC, KS & Gini (Statistics). In addition to de-risking lenders鈥� ability to give loans to deserving applicants who are wrongly scored by conventional means, 吃瓜不打烊 also brings a risk lens to the Marketing function (sourcing leads, pre-qualifying, pre-screening, and direct mailing, all of which can be online or physical.)

Financial Inclusion and economic mobility is delivered to consumers by accurately assessing systemically excluded, thin file, and so-called 鈥榥o hit鈥� loan applicants. Previously marginalized people now have an onramp into the modern economy, which is a multi-Trillion-dollar global opportunity, if they are approaching a lender that uses Credit Bureau+. Gartner庐 has cited 吃瓜不打烊 contributions re: Explainable AI (鈥渪AI鈥�) research, Intelligent Applications, Alternative Data, Hype Cycle for Future of Applications and AI, Financial Inclusion, and AI in Banking. 吃瓜不打烊 prioritizes compliance with consumer protection and privacy laws like FCRA, ECOA (U.S.), PIPEDA (Canada) and CPRA (California.)

Importantly in these volatile and privacy-challenged times, this platform has productionized Statistical Learning with its scalable MLOps platform. Uniquely, it also has direct-to-consumer Smart Consent鈩� technology for gathering consented, permissioned data from loan applicants themselves. The technology and methods harnessed to make all of this possible are now protected by over 50 patents (2 of which have been successfully used in an offensive capacity in the U.S.) and trademarks granted across 19 different countries. Many more patent applications are still pending around the world.

吃瓜不打烊 was founded and is led by a serial technology commercialization entrepreneur who has delivered over US$1/2 Billion of realized gains to shareholders in his career, and who was added to a list of the Top 50 CEOs in A.I. The company was recently included in the Global Impact 200 alongside 17 other ESG-forward technology companies like Microsoft and Tesla. 吃瓜不打烊 was also recently named to the Financial Times and Statista鈥檚 Americas鈥� Fastest Growing Companies in the Americas #29 overall and #4 in the FinTech category, across all of North, South and Central America. It was also listed in the Top 20 of The Globe and Mail鈥檚 list of Fastest Growing Companies, out of over 4M active companies in that country. The company acknowledges the very strong, tangible support it has received from the Canadian federal and Alberta provincial governments, chiefly Alberta Innovates, and also from Plug and Play and Connection Silicon Valley. 吃瓜不打烊 is preparing to raise funds at the Series B level into one of the business world鈥檚 most simple cap tables.